.credito-form-card { padding: 30px; border-radius: 22px; background: #fff; box-shadow: 0 16px 38px rgba(0,0,0,.10); }
.credito-form-card h3 { margin: 0 0 8px; color: #1f2937; font-size: 24px; font-weight: 800; }
.credito-form-card > p { margin: 0 0 22px; color: #666; font-size: 14px; line-height: 1.65; }
.credito-field { margin-bottom: 16px; }
.credito-form-row { display: flex; gap: 14px; }
.credito-form-row .credito-field { flex: 1; min-width: 0; }
.credito-form-card label { display: block; margin-bottom: 7px; color: #444; font-size: 13px; font-weight: 700; }
.credito-form-card .form-control { width: 100%; height: 47px; padding: 10px 13px; border: 1px solid #ddd; border-radius: 10px; background: #fff; color: #1f2937; font-size: 14px; outline: none; transition: border-color .2s,box-shadow .2s; }
.credito-form-card .form-control:focus { border-color: #0a8c81; box-shadow: 0 0 0 3px rgba(10,140,129,.10); }
.credito-required { color: #d92d20; }
.credito-checkbox-label { display: flex !important; align-items: flex-start; gap: 10px; margin: 4px 0 3px; color: #555 !important; font-weight: 400 !important; line-height: 1.55; cursor: pointer; }
.credito-checkbox-label input { flex: 0 0 auto; margin-top: 4px; accent-color: #0a8c81; }
.credito-checkbox-label a { color: #0a8c81; font-weight: 700; }
.btn-credito-main { display: inline-flex; min-height: 48px; align-items: center; justify-content: center; border: 0; border-radius: 11px; background: linear-gradient(135deg,#00b09b,#0a8c81); box-shadow: 0 10px 24px rgba(10,140,129,.24); color: #fff !important; font-size: 15px; font-weight: 800; cursor: pointer; transition: transform .2s,opacity .2s; }
.btn-credito-main:hover { transform: translateY(-1px); color: #fff !important; }
.btn-credito-main:disabled { cursor: not-allowed; opacity: .62; transform: none; }
.mini-note { margin: 12px 0 0 !important; color: #888 !important; font-size: 12px !important; line-height: 1.55 !important; text-align: center; }
.form-alert { display: none; margin-bottom: 15px; padding: 12px 14px; border-radius: 10px; font-size: 13px; font-weight: 600; line-height: 1.5; }
.form-alert.error { display: block; border: 1px solid #f3c7c7; background: #fff4f4; color: #b42318; }
.form-alert.success { display: block; border: 1px solid #abefc6; background: #ecfdf3; color: #027a48; }
.field-error { display: none; margin-top: 5px; color: #d92d20; font-size: 12px; font-weight: 600; }
.credito-form-card .input-error { border-color: #d92d20 !important; box-shadow: 0 0 0 3px rgba(217,45,32,.08) !important; }
@media (max-width: 600px) {
    .credito-form-card { padding: 22px 18px; border-radius: 18px; }
    .credito-form-row { display: block; }
}